Who notifies Social Security when someone dies?

the funeral home In most cases, the funeral home will report the person's death to us. You should give the funeral home the deceased person's Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778).

ssa.gov - Survivors Benefits | SSA

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Social Security survivors benefits are paid to widows, widowers, and dependents of eligible workers. This benefit is particularly important for young families with children. This page provides detailed information about survivors benefits and can help you understand what to expect from Social Security when you or a loved one dies. The Basics About Survivors Benefits Your family members may receive survivors benefits if you die. If you are working and paying into Social Security, some of those taxes you pay are for survivors benefits. Your spouse, children, and parents could be eligible for benefits based on your earnings. You may receive survivors benefits when a family member dies. You and your family could be eligible for benefits based on the earnings of a worker who died. The deceased person must have worked long enough to qualify for benefits. For more information, please read How Social Security Can Help You When a Family Member Dies. Apply for Survivors Benefits You should notify us immediately when a person dies. However, you cannot report a death or apply for survivors benefits online. In most cases, the funeral home will report the person’s death to us. You should give the funeral home the deceased person’s Social Security number if you want them to make the report. If you need to report a death or apply for benefits, call 1-800-772-1213 (TTY 1-800-325-0778). You can speak to a Social Security representative between 8:00 a.m. – 7:00 p.m. Monday through Friday. You can find the phone number for your local office by using our Social Security Office Locator and looking under Social Security Office Information. The toll-free “Office” number is your local office. If you are not getting benefits If you are not getting benefits, you should apply for survivors benefits promptly because, in some cases, benefits may not be retroactive. If you are getting benefits If you are getting benefits on your spouse's or parent's record: You generally will not need to file an application for survivors benefits. We'll automatically change any monthly benefits you receive to survivors benefits after we receive the report of death. We may be able to pay the Special Lump-Sum Death Payment automatically. If you are getting retirement or disability benefits on your own record: You will need to apply for the survivors benefits. We will check to see whether you can get a higher benefit as a widow or widower.

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Do kids inherit debt?

Do You Inherit Your Parents' Debt? If a parent dies, their debt doesn't necessarily transfer to their surviving spouse or children. The person's estate—the property they owned—is responsible for their remaining debt.

capitalone.com - Can You Inherit Debt From Your Parents? - Capital One

There are a few types of debt that you can inherit. Here are a few situations where you might be liable for debts your family member’s estate couldn’t pay for.

Home Equity Loans on Inherited Houses

Inheriting a family member’s home after they die can result in financial liabilities. If the decedent—the person who died—had a home equity loan or mortgage, the recipient could wind up with their debt.

Co-Signed and Joint Debt

Those who have joint accounts—like a joint credit card—can wind up with a co-holder’s debt if that person dies. Co-signers can also be responsible for a decedent’s debt. This doesn’t apply to authorized users, though.

Community Property State Debt

Community property states—Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin—might have different requirements for a spouse handling their deceased partner’s debts. The spouse may have to pay for some of their late spouse’s debts using community assets. States have different definitions of community property, but in general, the term refers to property acquired by the couple during their marriage. Consider checking your state’s laws to understand the terms.

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