When my husband dies do I get his Social Security check?

A surviving spouse can collect 100 percent of the late spouse's benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.

aarp.org - Social Security When A Spouse Dies - A Guide To Survivor Benefits - AARP

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When a Social Security beneficiary dies, his or her surviving spouse is eligible for survivor benefits. A surviving spouse can collect 100 percent of the late spouse’s benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age. (Full retirement age for survivor benefits differs from that for retirement and spousal benefits; it is currently 66 but will gradually increase to 67 over the next several years.) If you were already receiving spousal benefits on the deceased’s work record, Social Security will in most cases switch you automatically to survivor benefits when the death is reported. Otherwise, you will need to apply for survivor benefits by calling the Social Security Administration at 800-772-1213 or contacting your local Social Security office. AARP Membership — $12 for your first year when you sign up for Automatic Renewal Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. Join Now Local offices fully reopened April 7 after being closed to walk-in traffic for more than two years due to the COVID-19 pandemic, but Social Security recommends calling in advance and scheduling an appointment to avoid long waits. How to Get More Out of Your Medicare & Social Security AARP’s free event on Medicare and Social Security benefits is now available on demand! Get answers to many of your questions on Medicare enrollment and coverage, Social Security claiming strategies and much more. Highlights include: Keynote by AARP Financial Ambassador Jean Chatzky

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In most cases, a widow or widower qualifies for survivor benefits if he or she is at least 60 and had been married to the deceased for at least nine months at the time of death. But there are a few exceptions to those requirements: If the late beneficiary’s death was accidental or occurred in the line of U.S. military duty, there’s no length-of-marriage requirement. You can apply for survivor benefits as early as age 50 if you are disabled and the disability occurred within seven years of your spouse’s death. If you are caring for children from the marriage who are under 16 or disabled, you can apply at any age. Whether you have wed again can also affect eligibility. If the remarriage took place before you turned 60 (50 if you are disabled), you cannot draw survivor benefits. You regain eligibility if that marriage ends. And there is no effect on eligibility for survivor benefits if you remarry at or past 60 (50 if disabled).

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What is widow's insurance benefits?

As a widow(er), you may qualify for one of the following: Full benefits at your full retirement age for survivors. Reduced benefits as early as age 60. Full benefits as early as age 50 if you're disabled AND the disability started before or within seven years of your spouse's death.

disasterassistance.gov - Social Security Widow(er)'s Insurance Benefits - Disaster Assistance

Visit the Widow or Widower and Surviving Divorced Spouse pages for details on how to apply. If you want to apply for disability benefits as a survivor, call the phone number below to make an appointment. To find out what other Social Security benefits you may qualify for, use the SSA BEST (Benefit Eligibility Screening Tool) on Benefits.gov. When you complete the questionnaire, you get a list of benefits to review. You can print this page for your records. When you want to apply for benefits, visit the Apply for Social Security Benefits page to learn how to apply. You can also call to learn more about benefits or to set up an appointment.

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