Infatuation Rules
Photo: Nicole Michalou
Social Security will not combine a late spouse's benefit and your own and pay you both. When you are eligible for two benefits, such as a survivor benefit and a retirement payment, Social Security doesn't add them together but rather pays you the higher of the two amounts.
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Read More »Social Security will not combine a late spouse's benefit and your own and pay you both. When you are eligible for two benefits, such as a survivor benefit and a retirement payment, Social Security doesn’t add them together but rather pays you the higher of the two amounts. If that’s the retirement benefit, then the retirement benefit is all you’ll get. If the survivor benefit is higher, Social Security pays the retirement benefit first and tops it up to match the amount of the survivor benefit. AARP Membership — $12 for your first year when you sign up for Automatic Renewal Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. Join Now Whether that survivor benefit exceeds your own Social Security payment will depend on the amount of your late spouse’s benefit and your own age and family situation. You are entitled to: 100 percent of the deceased’s benefit if you have reached your full retirement age. (That's 66 for survivors born between 1945 and 1956 and will gradually rise to 67 over the next several years). 71.5 percent to 99 percent if you are between 60 — in most cases, the earliest you can draw survivor benefits — and full retirement age. (If you are disabled, the minimum age is 50.) 75 percent if you are caring for a child from the marriage who is under 16 or disabled, regardless of your own age. How to Get More Out of Your Medicare & Social Security AARP’s free event on Medicare and Social Security benefits is now available on demand! Get answers to many of your questions on Medicare enrollment and coverage, Social Security claiming strategies and much more. Highlights include: Keynote by AARP Financial Ambassador Jean Chatzky
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Read More »Effects of lack of communication on a relationship: Escalated conflict. A negative perspective of your partner. Turning away from each other's attempts to connect. Feeling unseen or unknown.
In psychology, attachment theory holds that each person's "style" of doing relationships is shaped by the type of care they received from their earliest caregivers. If one or both people have an insecure attachment style in their relationship—that is, they tend to form insecure attachments with others instead of steady and secure ones—then communication will be driven by anxiety rather than authenticity. Insecure attachment is when a person responds to their own needs for connection by either desperately avoiding them (avoidant attachment) or desperately pursuing them (anxious attachment). In either case, it is important to learn about what will make it feel safe enough to engage in communication in a real way rather than by these measures of self-protection. If you have a partner with an avoidant style, they'll typically have a need for space. You can respond to this by asking to communicate in small chunks, giving them time to think, or offering some of the conversation via text or email. If you have a partner with an anxious style, it's important to communicate to them in a way that is predictable and actively reassuring of your feelings for them.
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