What percent of Social Security does a divorced-spouse get?

The most you can collect in divorced-spouse benefits is 50 percent of your former mate's primary insurance amount — the monthly payment he or she is entitled to at full retirement age, which is 66 and 4 months for people born in 1956, two months later for those born in 1957, and rising incrementally to 67 over the next ...

aarp.org - Can I Collect Social Security From My Ex-Spouse? - AARP

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Yes. You are eligible to collect spousal benefits on a living former wife’s or husband’s earnings record as long as:

The marriage lasted at least 10 years.

You have not remarried.

You are at least 62 years of age.

Your ex-spouse is entitled to collect Social Security retirement or disability benefits.

Your former spouse doesn't have to be collecting his or her retirement benefits yet for you to claim ex-spousal benefits. However, if this is the case, the divorce must be at least two years old. (There is no such requirement if your ex is already receiving benefits.) AARP Membership — $12 for your first year when you sign up for Automatic Renewal Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. Join Now The most you can collect in divorced-spouse benefits is 50 percent of your former mate's primary insurance amount — the monthly payment he or she is entitled to at full retirement age, which is 66 and 4 months for people born in 1956, two months later for those born in 1957, and rising incrementally to 67 over the next several years. How to Get More Out of Your Medicare & Social Security AARP’s free event on Medicare and Social Security benefits is now available on demand! Get answers to many of your questions on Medicare enrollment and coverage, Social Security claiming strategies and much more. Highlights include: Keynote by AARP Financial Ambassador Jean Chatzky

16 recorded breakout sessions

Webinars, resource guides and more Watch on demand

You can get that maximum if you file for ex-spouse benefits when you reach full retirement age. If you claim earlier, the benefit amount is reduced, to as low as 32.5 percent of your ex's full benefit if you file at 62. The earliest you can apply for divorced-spouse benefits is three months before your 62nd birthday. You can do so online (via an application form or your My Social Security account); by phone at 800-772-1213; or by making an appointment at your local Social Security office. You may need to provide documents to show eligibility, including proof of U.S. citizenship or legal immigration status, a marriage certificate, and a divorce decree.

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What happens if you inherit money while on disability?

If you are set to receive an inheritance, you may be wondering, “does an inheritance affect Social Security disability benefits?” The short answer is no, receiving an inheritance will not affect your Social Security Disability Insurance (SSDI) benefits, but it can affect your Supplemental Security Income (SSI).

withevident.com - Does an inheritance affect SSDI? - evident

Social Security Disability Insurance, or SSDI, is government aid paid to an individual who becomes disabled that is funded by their previous payroll contributions to the Social Security trust fund. To receive SSDI, one must be eligible under Social Security’s definition of disabled. This “insurance” is made possible through contributions to FICA, either by yourself, a spouse, or a family member. (FICA stands for the Federal Insurance Contributions Act; it is a U.S. federal payroll tax deducted from each paycheck). In other words, if you are eligible for Social Security disability benefits, you have earned those benefits by working and paying payroll taxes to the Social Security Administration (SSA). The aid provided monthly is calculated through the worker’s lifetime average earnings by the SSA. SSDI can be given directly to you, or to your spouse or children. SSDI benefits could be reduced if you receive worker’s compensation benefits, but not necessarily for other sources of income or revenue (more on this below).

How is SSI different from SSDI?

The difference between the SSDI and SSI programs, or the Supplemental Security Income program, is that SSI is a cash assistance program for blind, aged, or disabled persons (including children) based on general tax revenues, rather than one’s contributions to Social Security. (More details on SSI below).

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