What is the $16728 Social Security bonus?

You can get a bonus of up to $16,728 per year so that your Social Security payment check increases every month.

tododisca.com - What is the $16,728 Social Security bonus secret? - Tododisca

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Knowing well the possibilities of retirement in the United States can be fundamental to have a good Social Security. The money you can receive each month is greater if you know some secrets that increase your Social Security checks quite a bit. These secrets are not really secrets nor are they hidden, as the information is totally free, but not everyone knows all the details. These tricks work only in the situation where you have not started collecting your retirement. When you start collecting your Social Security retirement benefit, you can no longer change any of the monthly payments. All you can do is wait for the COLA increase and the $200 per month increase through the new bill to take effect.

The Social Security bonus secret

To know the secret of the increase in the Social Security benefit it is necessary to check all aspects. The first of these aspects is the retirement age. With an Early Retirement Age (ERA) you will be able to access the benefit with a 30% reduction of the total. That is, if you contributed for a pension of $1,000 total, you will receive a check of $700 per month. To get a benefit of 100% of the money you have collected, the perfect age is 67. With Full Retirement Age (FRA) you will collect your full pension. But the increase doesn’t stop there. If you want to collect more on a monthly basis, you must work until age 70. Each year worked after age 67 will add an amount to your Social Security benefit.

How to get the $16,728 bonus in retirement?

We have already mentioned that there is a big difference between applying for retirement through ERA and working until age 70. If we take into account that there is a 30% reduction with ERA and an increase working until age 70, it can reach the amount of $16,728 per month difference. Therefore, it is a very important issue that we should not forget. In addition to this bonus, there are also other ways to increase your Social Security benefit: Work as long as you can : the later you retire the higher your benefit will be. Remember that 70 is the maximum age. After age 70, Social Security will not increase. : the later you retire the higher your benefit will be. Remember that 70 is the maximum age. After age 70, Social Security will not increase. Years worked : If you work less than 35 years you will have a reduction in your SSA check. Each year not worked will add $0 to the average, which will greatly lower the amount. : If you work less than 35 years you will have a reduction in your SSA check. Each year not worked will add $0 to the average, which will greatly lower the amount. High salary: with a high salary you will have a high retirement. This will make a big change and you will be able to get to the $16,728 bonus in an easier way. The maximum benefit in Social Security for 2022 is $4,194, so check your account to see if you’ve already reached the maximum. If not, follow the tips above to increase your retirement benefit as much as you can. Remember that after age 70, it makes no sense to delay retirement any longer, as it does not provide extra financial benefits.

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southernliving.com - WATCH: This Is When Your Marriage Will Be Happiest, Science Says

Many think the post-nuptials honeymoon phase is the tops when it comes to a marriage reaching levels of bliss. But a recent study, published in Social Networks and the Life Course, begs to differ. According to a team of researchers from Pennsylvania State and Brigham Young University, married couples reached their happiest point at the 20-year mark. For the study, scientists looked at relationship satisfaction in 2,034 marriages with an average age of 35-37. Through their analyses, they determined that couples who last 20 years actually spend more time doing activities together when compared to those in their honeymoon period, Business Insider reported. Interestingly, researchers also found that happiness levels decrease gradually up to the 20-year mark, before increasing after that marriage milestone.

With the young average age of this study, we also are curious to know how happiness is impacted other major relationship benchmarks — is the best yet to come after your china anniversary?

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