What happens to Social Security checks after someone dies?

Social Security will automatically change any monthly benefits received to survivors' benefits after it receives the report of death. The agency might be able to pay a Special Lump-Sum Death Payment automatically. One thing to keep in mind is that no social security benefits are due for the month of a person's death. 1 day ago

finance.yahoo.com - What Happens to Social Security When You Die? - Yahoo Finance

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The end of a person’s life doesn’t necessarily mean the end of their Social Security payments. Depending on factors like income and dependents, Social Security checks will still be issued to someone else even after the original recipient passes away.

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According to the Social Security Administration website, if you work and pay into Social Security, part of those taxes go toward survivor benefits, which means your surviving spouse, children and even parents could be eligible for payments based on your earnings. Likewise, you and your family could be eligible for benefits based on the earnings of someone else who died — as long as the deceased worked long enough to qualify for benefits. If you have no survivors or dependents, the payments simply cease. Whenever someone dies, the Social Security office should be notified immediately. This is usually handled by the funeral home, which sends in a form called Statement of Death by Funeral Director. If that doesn’t happen, you’ll have to call the SSA — you cannot report a death or apply for survivor benefits online. If you need to report a death or apply for survivor benefits, call 1-800-772-1213 (TTY 1-800-325-0778) between 8 a.m. and 7 p.m. Monday through Friday. You’ll need to provide the deceased person’s Social Security number when applying. In the event of your death, your survivor will need to provide your social security number. The executor of the estate can also call Social Security, CNBC reported. Here are some things to remember for those getting benefits on a spouse’s or parent’s record, according to the SSA: Social Security will automatically change any monthly benefits received to survivors’ benefits after it receives the report of death. The agency might be able to pay a Special Lump-Sum Death Payment automatically. One thing to keep in mind is that no social security benefits are due for the month of a person’s death.

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Meanwhile, if your spouse or qualifying dependent were already getting money based on your record, that benefit will auto-convert to survivor’s benefits when the government gets notice of your death. If the surviving spouse has already reached their own full retirement age, they can get their deceased spouse’s full benefit. You can apply for reduced benefits as early as age 60 — or age 50 if disabled — which is a couple of years earlier than the standard earliest claiming age of 62.

This article originally appeared on GOBankingRates.com: What Happens to Social Security When You Die?

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What is a fish on dating sites?

Fishing describes the act of reaching out to multiple people on dating apps that you think you could have a chance with and waiting to see who will respond. Out of those that do, you then select who you want to reply to (now that you know you're in with a chance) and ignore those who don't float your boat.

harpersbazaar.com - Why you need to know about Fishing when it comes to dating

If you’re at all familiar with the world of online dating, you will have already heard about the likes of breadcrumming, benching and ghosting but what about fishing? It’s pretty common, apparently. Fishing describes the act of reaching out to multiple people on dating apps that you think you could have a chance with and waiting to see who will respond. Out of those that do, you then select who you want to reply to (now that you know you’re in with a chance) and ignore those who don’t float your boat. Essentially, it’s like casting your net, seeing who bites the bait, taking a look at your “catch” and then throwing the “fish” you don’t want back into the sea.

Fairly brutal, right?

The problem is that typically conversations will start with standard messages like “how’s it going?” or “what are you up to?” so it can be pretty difficult to detect when you’re actually being “fished” as opposed to just having a laid-back chat with a potential suitor. The things to watch out for are generic messages (these are likely to have been copied and pasted to a range of people), messages late at night (particularly on the weekends), slow replies and a lack of interest in taking time to actually find out about your life, even in the initial stages of messaging. Depressingly, this technique is undeniably common - if you’ve not been fished, you might well have fished yourself - but also a reminder that finding love online can be a bit of a numbers game. However, if you stick to the advice above on how to spot it, and avoid doing it yourself, there’s everything to play for.

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