Infatuation Rules
Infatuation Rules
Photo: Markus Spiske
Money in the bank and SSDI The monthly limit is $1,350 in 2022 for non-blind individuals and $2,260 for individuals qualifying for benefits as statutorily blind, so it is a good idea to keep records of the source of deposits that you make into your bank account.
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Read More »The amount of money that you have in the bank may affect your ability to qualify for or continue to receive Social Security disability benefits. This generally applies more to people receiving their SSD benefits through the Supplemental Security Income program that imposes limits on income and resources to determine eligibility. It does not affect you as much if the benefits you receive are paid through the Social Security Disability Insurance program. At Liner Legal Disability Lawyers, an SSD lawyer does more than assist with filing an initial application for SSI or SSDI benefits or an appeal of a denial of a claim. We also review your finances to identify eligibility issues, such as money in the bank, and suggest available options that may be available to you under federal Social Security laws. The following information may enhance your understanding of the effects of money in the bank on SSDI and SSI benefits.
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Read More »Income that you receive from work, Social Security benefits, and food or shelter was given to you by others count against the monthly SSI benefits of $841 for an individual and $1,261 for a couple where both parties qualify for SSI. An SSI lawyer at Liner Legal can help you to determine how much of an effect monthly income will have on your SSI benefits. Resources, including bank deposits, cannot exceed a total value of $2,000 for one person and $3,000 for couples who are married and residing together. Some resources do not count toward the limits. For example, the value of a house that you own would be a countable resource unless you use it as your principal residence. Even though a bank account is a countable resource, the issue that an SSI lawyer can resolve is whether the total resources exceed allowable limits. Money that a spouse or parent has in the bank may affect a person’s SSI eligibility through a process known as “deeming.” Social Security deems a portion of the money in the bank as a resource available to a child or spouse applying for or receiving SSI.
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