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How long can a widow collect her husband's Social Security?

The earliest a widow or widower can start receiving Social Security survivors benefits based on age is age 60. 60, you will get 71.5 percent of the monthly benefit because you will be getting benefits for an additional 72 months.

ssa.gov - Full Retirement Age for Survivors Born Between 1945 And 1956 - SSA

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The earliest a widow or widower can start receiving Social Security survivors benefits based on age is age 60.

If you start receiving survivors benefits at age

60, you will get 71.5 percent of the monthly benefit because you will be getting benefits for an additional 72 months. 62, you will get 81.0 percent of the monthly benefit because you will be getting benefits for an additional 48 months. 65, you will get 95.3 percent of the monthly benefit because you will be getting benefits for an additional 12 months. If you're receiving widows, widowers, or divorced widows or widowers benefits, you can switch to your own retirement benefit as early as age 62. Reminder: Your full retirement age for retirement benefits may not match your full retirement age for survivors benefits. How Your Social Security Survivors Benefit is Reduced If you start getting benefits at age 1. The survivors benefit you will receive is reduced to 2. 60 71.5% 60 + 1 month 71.9 60 + 2 months 72.3 60 + 3 months 72.7 60 + 4 months 73.1 60 + 5 months 73.5 60 + 6 months 73.9 60 + 7 months 74.3 60 + 8 months 74.7 60 + 9 months 75.1 60 + 10 months 75.5 60 + 11 months 75.9 61 76.3 61 + 1 month 76.6 61 + 2 months 77.0 61 + 3 months 77.4 61 + 4 months 77.8 61 + 5 months 78.2 61 + 6 months 78.6 61 + 7 months 79.0 61 + 8 months 79.4 61 + 9 months 79.8 61 + 10 months 80.2 61 + 11 months 80.6 62 81.0 62 + 1 month 81.4 62 + 2 months 81.8 62 + 3 months 82.2 62 + 4 months 82.6 62 + 5 months 83.0 62 + 6 months 83.4 62 + 7 months 83.8 62 + 8 months 84.2 62 + 9 months 84.6 62 + 10 months 85.0 62 + 11 months 85.4 63 85.8 63 + 1 month 86.1 63 + 2 months 86.5 63 + 3 months 86.9 63 + 4 months 87.3 63 + 5 months 87.7 63 + 6 months 88.1 63 + 7 months 88.5 63 + 8 months 88.9 63 + 9 months 89.3 63 + 10 months 89.7 63 + 11 months 90.1 64 90.5 64 + 1 month 90.9 64 + 2 months 91.3 64 + 3 months 91.7 64 + 4 months 92.1 64 + 5 months 92.5 64 + 6 months 92.9 64 + 7 months 93.3 64 + 8 months 93.7 64 + 9 months 94.1 64 + 10 months 94.5 64 + 11 months 94.9 65 95.3 65 + 1 month 95.6 65 + 2 months 96.0 65 + 3 months 96.4 65 + 4 months 96.8 65 + 5 months 97.2 65 + 6 months 97.6 65 + 7 months 98.0 65 + 8 months 98.4 65 + 9 months 98.8 65 + 10 months 99.2 65 + 11 months 99.6 66 2. 100 If your birthday is on the 1st of the month, we figure your benefit as if your birthday were in the previous month. If your spouse started receiving retirement benefits before their full retirement age, we cannot pay you the full retirement age benefit amount from their record. Generally, if the person that died was receiving reduced benefits, we base your survivors benefit on that amount. Chart of survivors retirement benefits and reductions based on different years of birth.

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How much will SSI check be in 2023?

SSI amounts for 2023 Recipient Unrounded annual amounts for— Monthly amounts for 2023 2022 Eligible individual $10,092.40 $914 Eligible couple 15,136.93 1,371 Essential person 5,057.77 458 1 more row

ssa.gov - SSI Federal Payment Amounts for 2023

Maximum Federal Supplemental Security Income (SSI) payment amounts increase with the cost-of-living increases that apply to Social Security benefits. The latest such increase, 8.7 percent, becomes effective January 2023.

SSI amounts for 2023

The monthly maximum Federal amounts for 2023 are $914 for an eligible individual, $1,371 for an eligible individual with an eligible spouse, and $458 for an essential person. In general, monthly amounts for the next year are determined by increasing the unrounded annual amounts for the current year by the COLA effective for January of the next year. The new unrounded amounts are then each divided by 12 and the resulting amounts are rounded down to the next lower multiple of $1. Calculation details Recipient Unrounded annual amounts for— Monthly amounts for 2023 2022 2023 a Eligible individual $10,092.40 $10,970.44 $914 Eligible couple 15,136.93 16,453.84 1,371 Essential person 5,057.77 5,497.80 458 a The unrounded amounts for 2023 equal the unrounded amounts for 2022 increased by 8.7 percent.

Payment reduction

The monthly amount is reduced by subtracting monthly countable income. In the case of an eligible individual with an eligible spouse, the amount payable is further divided equally between the two spouses. Some States supplement SSI benefits.

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