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How long after someone dies does their Social Security check stop?

“Any benefit that's paid after the month of the person's death needs to be refunded,” Sherman said. With Social Security, each payment received represents the previous month's benefits. So if a person dies in January, the check for that month — which would be paid in February — would need to be returned if received.

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When a loved one receiving Social Security benefits passes away, you may wonder how the government knows to stop sending that monthly money. Or, maybe there's a surviving spouse or dependent who relied on that income and wonders whether some sort of payment can continue. While Social Security rules can be complicated, the bottom line is that the decedent's benefits stop at death. For survivors, how to get benefits — or whether you qualify — depends on several factors.

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First, it's important for the Social Security Administration to be alerted as soon as possible after the person dies. In most cases, funeral homes notify the government. There's a form available that those businesses use to report the death. "The person serving as executor [of the estate] or the surviving spouse can also call Social Security," said certified financial planner Peggy Sherman, a lead advisor at Briaud Financial Advisors in College Station, Texas. More from Personal Finance:

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How you may be able to cut Medicare costs There are a couple of things to keep in mind. For starters, a person is due no Social Security benefits for the month of their death. "Any benefit that's paid after the month of the person's death needs to be refunded," Sherman said. With Social Security, each payment received represents the previous month's benefits. So if a person dies in January, the check for that month — which would be paid in February — would need to be returned if received. If the payment is made by direct deposit, the bank holding the account should be notified so it can return benefits sent after the person's death.

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It may be no surprise that using someone else's benefits after they die is a federal crime, regardless of whether the death was reported or not. If the Social Security Administration receives notice that fraud might be happening, the allegation is reviewed and potentially will warrant a criminal investigation. To combat duplicity, the agency matches records with other government entities to identify unreported deaths. As for benefits available to survivors: If a spouse or qualifying dependent already was receiving money based on the deceased's record, the benefit will auto-convert to survivors benefits when the government gets notice of the death, Sherman said. "For all other cases, the surviving spouse will need to call Social Security and schedule an appointment to apply for survivors benefits," Sherman said. "You cannot do this online."

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What are the gridlock days in NYC?

The 2022 gridlock days are as follows: Wednesday, Novem. Thursday, Novem. Tuesday, Novem.

As a clear indication that the holidays are finally upon us, the Metropolitan Transportation Authority (MTA) has just released a list of 14 “gridlock alert days” that run through the end of the year. During the highlighted dates, car traffic is expected to reach an all-time high, making it incredibly difficult to get around in a vehicle.

The 2022 gridlock days are as follows:

Wednesday, November 16, 2022

Thursday, November 17, 2022

Tuesday, November 22, 2022

Wednesday, November 23, 2022

Wednesday, November 30, 2022

Thursday, December 1, 2022

Friday, December 2, 2022

Tuesday, December 6, 2022

Wednesday, December 7, 2022

Thursday, December 8, 2022

Friday, December 9, 2022

Tuesday, December 13, 2022

Wednesday, December 14, 2022

Thursday, December 15, 2022

Now that you've got that list handy, make sure to add it to your calendar and opt for public modes of transportation on those actual days. We even suggest walking or biking over driving your own car or grabbing an Uber or a yellow taxi. While we’re on the subject: did you know that, according to the City of New York, the term “gridlock” actually originated here, in reference to the grid plan that defines Manhattan’s streets? Specifically, the word describes a traffic situation in which intersections are blocked by vehicles, therefore preventing cars from moving in either direction. Yes, a familiar situation indeed.

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