Can you collect a pension and Social Security at the same time?

Yes. There is nothing that precludes you from getting both a pension and Social Security benefits. But there are some types of pensions that can reduce Social Security payments.

aarp.org - Can You Collect Social Security and a Pension at the Same Time? - AARP

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Yes. There is nothing that precludes you from getting both a pension and Social Security benefits. But there are some types of pensions that can reduce Social Security payments. AARP Membership — $12 for your first year when you sign up for Automatic Renewal Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. Join Now If your pension is from what Social Security calls “covered” employment, in which you paid Social Security payroll taxes, it has no effect on your benefits. The vast majority of Americans work in jobs covered by Social Security. But say you worked for and get a pension from a “non-covered” employer, one that did not withhold Social Security taxes, but you also did enough work in covered jobs to qualify for benefits. In that case, your Social Security payments could be cut under a rule called the Windfall Elimination Provision (WEP). Who falls under the WEP rules? About 2 million people, or 3 percent of Social Security beneficiaries, according to a February 2022 report by the Congressional Research Service. Most are former federal workers who were hired before 1984, when the U.S. civil service was brought under the Social Security system, and ex-employees of some state and local government agencies. Employees of companies in other countries might also be affected. If the provision applies to you, Social Security calculates your full retirement benefit by a less-forgiving formula than it uses for everybody else, resulting in lower payments. The formula is complicated, but essentially, the more time you spent in covered employment, the less the WEP reduction. By law, your retirement benefit can’t be cut by more than half of the amount of the non-covered pension, and it can’t be eliminated entirely. A similar rule, the Government Pension Offset (GPO), reduces Social Security spousal or survivor benefits for spouses, ex-spouses, widows and widowers who also collect a non-covered pension from their government jobs. The reduction can be up to two-thirds of the government pension amount, and under this rule — unlike with the WEP — your spousal or survivor benefit could be zeroed out.

Keep in mind

Pensions are not counted toward the earnings test that can reduce your Social Security payments if you continue to work after claiming benefits.

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What does it mean when a woman wears a ring on the middle finger of her left hand?

In the past, people believed that this finger was the 'artery of love' that was connected directly to the heart. After marriage in some countries, the engagement ring is moved to the middle finger of the left hand to make room for the wedding ring on the ring finger.

baunat.com - Wearing Engagement Ring On Middle Finger? The Meaning - BAUNAT

A beautiful diamond ring on your finger can add elegance to your office while representing lasting love. It can also have an emotional value, as is often the case with an heirloom. But what finger do you wear your engagement ring on? Though people traditionally wear it on their left hand, on the ring finger, different fingers have different meanings. You may choose to wear your engagement ring on your middle finger, ring finger, or index finger. In this article, we’ll explain the meaning behind each finger, so you can make the right choice for yourself. In this article, we’ll discuss how wearing your engagement ring or wedding band on your: